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Escondido Union HSD  |  BP  5143  Students


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A group student accident insurance plan shall be made available on a voluntary basis to every student registered in the district. The specific plan shall be approved by the Governing Board and shall specify that the insurance agent assume all administrative processes. (Education Code 49470, 49472)

The Board authorizes the distribution of literature concerning voluntary student insurance during the first week of every school year. All communications concerning the insurance shall be directed to the insurance company by the student's parent/guardian.

Students and parents/guardians shall be notified at the beginning of each school year that the district does not provide or make available medical and hospital care or insurance for students who are injured while participating in physical or athletic activities. Exceptions shall be made for athletic team members in accordance with the provisions of state law and board policy. (Education Code 49471)

(cf. 6153 - Field Trips)

Athletic Team Members Insurance

Each member of a school athletic team shall be covered by an insurance policy for medical and hospital expenses resulting from accidental bodily injury.

The insurance shall provide the coverage in amounts required by Education Code 32221.

The insurance shall provide for coverage during the student's:

1. Participation in athletic events sponsored by the district or student body organization.

2. Participation in practice for an athletic event.

3. Transportation provided by the school district, or under its sponsorship, to and from the school and place for the athletic event.

The insurance required by this policy and Education Code 32221 shall not be required of those students who have insurance or a reasonable equivalent of health benefits provided them through other means.

Legal Reference:


10900-10914.5 Community recreation activities

32220-32224 Insurance for athletic teams

33353.5 Interscholastic federation; insurance program; nontransaction of insurance

35331 Insurance for field trips and excursions

48980 Parental notifications

48985 Notices to parents in language other than English

49470-49474 District medical services and insurance

51760 Insurance, work experience programs

52530 Insurance for healing arts program students


10493 Benefit and relief association


51050-51190.5 Definitions of Medi-Cal providers and services

Management Resources:


CSBA, Medi-Cal Services Program:

California Department of Health Care Services:

California Department of Insurance:

Centers for Medicare and Medicaid Services:

Healthy Families Program:



adopted: March 15, 1994 Escondido, California